Argent Wallet Review 2023: Features, Pros, Cons, And Fees

Published: May 31, 2023   |   Last Updated: June 26, 2023
Written By:
Chisom Maduonuorah
Chisom Maduonuorah
Edited By:
Shannon Ullman
Shannon Ullman
Managing Editor

Our Take On Argent Wallet


The Argent Wallet uses smart contracts to hold your ETH, ERC-20 tokens, and NFTs, allowing recovery with a little help from your friends (called Guardians). In our Argent review, we found this self-custody wallet to be full-featured and people-friendly, although the fees for buying crypto from within the wallet were on the high side.


  • User-friendly interface
  • Very secure
  • You can purchase tokens using credit or debit cards


  • High card transaction fees
  • No desktop app
  • Only supports tokens on the Ethereum blockchain
Via Argent Wallet’s Website
iOS, Android, Chrome (Argent X)

What Is Argent Wallet?

Argent is a wallet that you can use to safely store your cryptocurrencies and NFTs. It only supports tokens built on the Ethereum blockchain, so you can’t use it to store some other popular cryptocurrencies like Bitcoin and Bitcoin Cash.

Users hold the private keys to their Argent wallets. This way, you’ll retain your crypto assets even if anything goes wrong with the company behind the wallet. You can buy and sell tokens from your Argent wallet or stake them to earn additional tokens.

Supported BlockchainsNFT Support?Platform AvailabilityTransaction FeesSupported Tokens
EthereumYesiOS and Android0.5% for crypto swapsETH, DAI, BAT, USDC, and 240+ others

How Does Argent Wallet Work?

To use Argent, you must download the mobile app on your iOS or Android smartphone. This wallet is built on the Ethereum blockchain, so your assets are stored on the blockchain and you control them via the Argent app.

You have full control over your Argent wallet because you hold the private keys. Argent can’t access your assets or stop you from accessing them. You can also use the funds in your Argent wallet to transact with external decentralized applications (dApps).

Argent Wallet Features

Argent has many key features that make it a good wallet. They include:


Argent wallet review staking

Staking is a way to earn rewards from your crypto assets. It entails locking up your assets “staking” on a blockchain to help verify transactions on that blockchain. In exchange, you receive a cut of the transaction fees from that blockchain plus any other rewards allocated to stakers.

Argent lets you stake different Ethereum-based tokens and earn interest of up to 15%. The platform uses three staking partners to enable this feature: Yearn, Lido, and Gro.

Buying Crypto

argent wallet review buy crypto

You can buy tokens for your Argent wallet using a debit card, credit card, or bank transfer. You may also transfer tokens from another wallet you own.

Argent uses third-party payment processors for this feature, and they collect fees for their service. The two main partners are Moonpay and Wyre. Moonpay charges 3.5% or 3.99 EUR/GBP/USD, whichever is higher, for debit or credit card purchases and 1% or 3.99 EUR/GBP, whichever is higher, for bank transfers. Wyre charges $5 or 2.9% + 30¢ for US processing or 3.9% + 30¢ for any country outside the U.S. Unlike many other wallets, Argent doesn’t add an extra fee to what its third-party payment processors charge.


argent wallet review swap

You can swap tokens on your Argent wallet with ease. For instance, you can exchange DAI tokens and receive an equivalent in USDC. Argent charges a 0.5% fee for crypto swaps, and you’ll pay an additional network “gas” fee, which varies depending on existing demand on the blockchain.

Receive/Send Tokens

argent wallet review send

You can receive tokens from other wallets or from another Argent user, and send tokens in a similar way.

Argent addresses use a “” naming convention instead of the random selection of numbers and letters most wallets use. This human-readable address makes it easy for another Argent user to transfer tokens to your wallet.

Argent Products


argent wallet review vault

Argent Vault is a special type of wallet with extra security features targeted at people that want to store at least $50,000 in their wallets. It uses multi-signature security, which requires two or more private keys to authorize any transaction from your wallet.

You can assign “guardians” whose approval will be needed to authorize any transaction on your account. The guardian could be a friend or family member that you trust. It could also be another device or hardware wallet that you own. The good thing is that a guardian can also help you to recover your account.

Argent X

argent wallet review recovery

Argent X is a browser wallet that you can use to interact with decentralized applications built on the StarkNet ecosystem. It’s different from the main Argent wallet but has a similar function. You can create accounts and use these accounts to transact with various dApps. You can also send and receive tokens using your Argent X wallet address.

dApps Integration

One of Argent’s main benefits is that it lets you interact with the world of decentralized applications, or “dApps”. The platform uses WalletConnect, an open-source protocol for connecting dApps to mobile wallets by scanning a QR code or via a deep link.

To connect your Argent wallet to a dApp, follow these few steps:

  • Open the dApp dashboard page and find the option to connect a wallet.
  • Choose WalletConnect among the connection options. You’ll receive a QR code if you do so.
  • Open the Argent app and tap Scan QR on your Assets page.
argent wallet review scan qr
  • Scan the QR code to receive an authorization prompt to connect your Argent wallet to the dApp. Authorize it, and you’re good to go.

Website Connections

Argent connects with various web services through APIs, which are computer programs that let two or more applications communicate with each other.
Thanks to APIs, you can connect your Argent wallet to various web platforms. For example, you can export data from your Argent wallet to Koinly, a crypto tax software, to help you prepare tax reports.

Argent NFTs

argent nfts

Argent lets you store NFTs minted on the Ethereum blockchain. You can receive them from other wallets or buy directly from major marketplaces like OpenSea. Unfortunately, some major NFT marketplaces, such as LooksRare, have not integrated smart contract wallets, so Argent doesn’t let you buy directly from them.

Argent Security Features

  • Multi-sig security: You can configure all transactions from your wallet to not go through unless approved by a “guardian”, which could be another hardware wallet you own or a trusted friend or family member’s Argent wallet.
  • Recovery without seed phrase: Argent doesn’t use seed phrases to recover wallets, but instead uses assigned guardians. A seed phrase is quite risky because anyone that gets their hands on your unique seed phrase can break into your wallet.
  • Wallet lock: You can ask a guardian to lock your wallet and prevent any transactions with it. This feature is useful if you feel your wallet might be compromised, e.g., when you lose your phone.

Argent Wallet Fees

Fiat-to-Crypto ExchangeCrypto-to-Crypto ExchangeBlockchain Fees
Moonpay: Debit/credit cards or Apple Pay – 3.5% or 3.99 EUR/GBP/USD whichever is higher. Bank transfers (EUR/GBP): 1% or 3.99 EUR/GBP whichever is higher. Wyre: $5 or 2.9% + 30¢ (US processing), or 3.9% + 30¢ (International processing).0.5%Varies depending on current transaction demand on the blockchain.

How Does Argent Compare To Competitors?

Argent Vs. MetaMask

Argent and MetaMask are similar in that they only support tokens built on the Ethereum blockchain. However, you can access the latter via a browser extension, while you can’t with the former.

MetaMask charges a significantly higher fee for crypto swaps than Argent.

Swap FeesPlatforms AvailableNFT SupportSupported BlockchainsStaking Support
Argent0.5%iOS and AndroidYesEthereumYes
MetaMask0.875%iOS, Android, and browser extensionYesEthereumYes

Read our full MetaMask review.

Argent Vs. Ledger

Ledger is a hardware wallet that you can control from the Ledger Live app. This app is accessible on iOS and Android phones, just like Argent. Ledger Live charges half of the fees that Argent takes for crypto swaps, making it a more economical option.

FeesPlatforms AvailableNFT SupportSupported BlockchainsStaking Support
Argent0.5%iOS and AndroidYesEthereumYes
Ledger0.25%iOS and AndroidYesEthereum, Bitcoin, XRP Ledger, BNB Chain, and many othersYes

Read our full Ledger review.

Argent Vs. Trustwallet

TrustWallet supports dozens of blockchains, unlike Argent that’s limited to the Ethereum blockchain. It also doesn’t charge fees for crypto swaps, unlike Argent.

FeesPlatforms AvailableNFT SupportSupported BlockchainsStaking Support
Argent0.5%iOS and AndroidYesEthereumYes
TrustWallet0%iOS, Android, and browser extensionYesEthereum, Solana, Bitcoin, BNB Chain, Polygon, Tron, and many othersYes

How To Set Up Your Argent Wallet

Step 1: Download the Argent wallet app on your iOS or Android smartphone.

argent wallet review setup

Step 2: Launch the app on your phone. Go through the onboarding process on your phone and tap “Create new wallet.”

argent wallet review create wallet

Step 3: Choose a username.

argent wallet review create user

Step 4: Enter your email address.

argent wallet review user email

Step 5: Enter your phone number and the code Argent sends to your number via SMS.

argent wallet review user phone

Step 6: Choose a passcode to protect your wallet and enable biometric security, such as Face ID on iPhones.

argent wallet review passcode

Step 7: You can access your wallet and its features at this point.

argent wallet review setup complete

Final Thoughts On Argent

Argent is one of the most user-friendly wallets you can find. Its developers put noticeable effort into making the app easy to navigate. They also built unique features like the guardian system that protects your account from unauthorized access and the human-readable addresses that make it easy to receive funds from other Argent wallet addresses.

The main drawback with Argent is that it only supports tokens built on the Ethereum blockchain. You can’t use it to store some popular tokens like Bitcoin and Solana. There’s also no desktop app for Argent, unlike with some rival wallets.

Frequently Asked Questions

Yes, Argent wallet has a user-friendly interface and helps you keep your tokens secure.

Yes, you don’t need to pay a dime to use the Argent wallet.

Argent is a decentralized wallet, so it’s not owned by a centralized party. However, Argent Labs Limited is the company behind the wallet and controls its features.

Yes, Argent has many helpful security features such as multi-sig security and wallet lock.

Chisom Maduonuorah
Chisom Maduonuorah
Chisom Maduonuorah is a writer passionate about tech startups, venture capital, the global stock markets, and emerging financial markets like cryptocurrency. When not writing, you can find him staring into the sky pondering what life is about.
Shannon Ullman
Shannon Ullman
Managing Editor
Managing editor working to make crypto easier to understand. Pairing editorial integrity with crypto curiosity for content that makes readers feel like they finally “get it.”

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