Uphold Rewards: Boost Earnings, Gain Insights, and Beat the Crowd
Uphold Has Launched a Rewards Program
Uphold has launched its very own rewards program, offering exclusive benefits for both new and existing users.
It’s designed to give everyone—from beginners to experienced traders—a bunch of extra value while using the platform.
If you’ve been thinking about trying Uphold, this might just be the perfect time to jump in! Whether you’re just starting your crypto journey or already familiar with the space, Uphold Rewards has something for you.
You might already know that at Milk Road, we’re already big fans of Uphold.
It’s a platform that makes it super simple for anyone—whether you’re a beginner or a pro—to buy, trade, and manage a variety of assets. It offers trading for crypto, fiat currencies, and precious metals—not to mention being packed with unique features you won’t find anywhere else (but we’ll get into those later).
For now, let’s focus on the exciting perks of the Uphold rewards program and walk you through how to start taking advantage of them today.
Let’s dive in!
What’s Uphold Rewards?
Uphold Rewards is a tiered program that lets users earn benefits by completing simple monthly activities on the platform.
Before we look at those tasks, what are the benefits?
- Earn Rewards On Stablecoins:
First, you can unlock solid rewards on stablecoins—up to 5.25% on $USBC and 5% on $USDC, $RLUSD (Ripple’s new stablecoin!), and $PYUSD.
On many centralized exchanges, your unutilized USD will often be sitting around collecting dust while you wait for a buying opportunity on your favorite cryptos. Instead, users participating in Uphold Rewards can make sure their funds are being put to good use at all times with decent stablecoin returns.
- Exclusive Special Token Reports:
On top of that, you can get access to Special Token Reports.
These reports are put together by their Head of Research, Dr. Martin Hieboeck, along with a dedicated research team. Every month, they dive deep into the blockchain space to uncover the most promising tokens and projects, offering insights you won’t find anywhere else.
It’s like having a team of experts breaking it all down for you so you can feel confident about your next move in the market.
- 24-Hour Early Access To New Tokens:
One of the coolest features? You get a 24-hour head start on new token listings.
That means you can trade new tokens before they’re available to everyone else. In crypto, time is of the essence—a day is sometimes all you need to stay well ahead of the crowd and potentially get in on opportunities before prices shift.
How Do Uphold Rewards Work?
So, the perks are probably already sounding pretty good to you. But what exactly do you need to do to start reaping these rewards?
To unlock rewards, Uphold users just need to do three easy things:
- Log in at least once per month.
- Deposit at least $50 in one transaction.
- Make a trade of $50 or more.
And that’s it! Pretty neat, huh?
To keep things simple, users can complete these activities in any order. Once rewards are unlocked, they remain active for the whole month. Interest rate payouts are always made in Uphold’s stablecoin, $USBC, by the 15th of the following month.
Important note: Rewards reset monthly—so you’ll need to complete challenges each month to maintain your benefits.
Reward Levels
As a tiered program, Uphold Rewards has three different levels:
- Level 1: Earn stablecoin rewards.
- Level 2: Access exclusive crypto insights and the Special Token Report.
- Level 3: Unlock early access to new token listings.
You’ll automatically unlock Level 1 rewards just by logging into the app for the first time, while Levels 2 and 3 unlock via depositing $50+ in funds and making $50+ asset purchases, respectively.
Pro tip: If you make a direct purchase for that amount of crypto using a bank card, you can unlock both levels in a single step!
Keep in mind that rewards are applied for the entire month, even if you reach new levels partway through.
Why Uphold?
Uphold is a super sleek, easy-to-use platform where you can invest in a huge range of assets and asset classes, all in one place.
It’s fully regulated and built for trust, with real-time transparency that keeps everything clear.
With cool features like instant swaps, secure vaults, and interest accounts, Uphold makes it easy to grow and protect your investments while keeping the whole process hassle-free.
Below is a quick overview of what I think are some of Uphold’s coolest features. You can also check out our full Uphold review for a deep-dive into the platform.
USD Interest Account On Uphold
The Uphold USD Interest Account lets you earn a competitive return on your USD balance while keeping your funds accessible for crypto trading.
With no lock-up periods, a low minimum deposit, and FDIC insurance coverage for added security, it’s a flexible and safe way to grow your fiat savings. This account strikes the perfect balance between stability and growth—letting you earn interest on idle cash while staying ready to seize crypto opportunities.
And the best part? It’s all managed effortlessly through Uphold’s easy-to-use app.
Uphold Baskets
Uphold Baskets simplify crypto investing by offering ready-made groups of assets based on themes or sectors, like the “Finance” or the “Meme” basket.
Instead of buying coins one by one, you can invest in an entire basket with a single transaction. This makes it easier to spread your risk across multiple assets. Each coin in the basket shows up separately in your portfolio, so you still have the flexibility to manage them however you want.
Just keep in mind, baskets don’t rebalance automatically, so you’ll need to keep an eye on them and make adjustments as needed.
Uphold Vault
The Uphold Vault gives you the best of both worlds: the security of self-custody and the convenience of an exchange.
It uses a three-key system—two keys are yours (a Vault Key and a Backup Key), and Uphold holds the third. If you lose one of your keys, Uphold’s key replacement service makes sure your funds stay accessible. You can easily transfer funds between your Vault and Uphold wallet, making it both secure and flexible.
For $4.99/month or $49.99/year (with a free 30-day trial), the Vault currently supports $BTC and $XRP. More assets are coming soon.
Uphold Among the First to List Ripple’s $RLUSD
If you’re into Ripple, here’s some exciting news: Uphold was one of the first platforms to support Ripple’s new stablecoin, $RLUSD.
Not only that, but its’s also supported by Uphold Rewards. This means you can use it to earn those solid interest rates mentioned above.
Pegged 1:1 with the US dollar, $RLUSD is fully backed by cash reserves like Treasury Bills. Ripple also provides monthly reserve checks to keep things transparent and trustworthy.
What makes $RLUSD stand out? It runs on both the XRP Ledger and Ethereum, offering the speed and low costs of XRP with the interoperability of Ethereum’s ecosystem. Plus, it’s regulated by the New York Department of Financial Services (NYDFS).
With Ripple’s decade of blockchain expertise behind it, $RLUSD is built for fast, low-cost global payments and easy cross-border transfers.
About US Benchmark Coin ($USBC)
Uphold users get exclusive early access to US Benchmark Coin ($USBC), a new stablecoin built for stability and ease of use.
It’s backed 1:1 by reserves like bank deposits and treasury bills, designed to keep its value fixed at $1. The best part is that there are no transaction fees, making $USBC perfect for transfers and remittances.
$USBC is built on the Universal Ledger Network, a secure Ethereum-based platform powered by Omnumi. It’s also fully compliant with current and future regulations with a tiered verification system that unlocks features like minting and redeeming as you go.
Leading the charge are Greg Kidd, an early investor in Coinbase, Ripple, and Twitter, and Kirk Chapman, a blockchain expert and co-founder of Omnumi.
Together, they’ve created a stablecoin that’s simple, secure, and future-ready for Uphold users and beyond.
What Are You Waiting For?
If you haven’t already tried Uphold, the launch of the Uphold Rewards program makes this a perfect time to sign up and try the platform.
Already providing a killer suite of unique features and a range of cryptos and other asset classes, Uphold Rewards is the icing on the cake for an already-stacked investing app.
All you have to do is log in, fund your account, and trade—it’s that simple.
Uphold Rewards FAQ

Uphold Rewards: Boost Earnings, Gain Insights, and Beat the Crowd
Uphold Has Launched a Rewards Program Uphold has launched its very own rewards program, offering exclusive benefits for both new and existing users. It’s designed to give everyone—from beginners to experienced traders—a bunch of extra value while using the platform. If you’ve been thinking about trying Uphold, this might just be the perfect time to…
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US Benchmark Coin ($USBC) is a stablecoin pegged to the US dollar, built for strict regulatory compliance.
It runs on the Universal Ledger Network and offers feeless transactions, transparent reserves, and tiered identity verification. Uphold users get early access to $USBC.
If you miss a challenge during the month, you won’t earn rewards for that month. Rewards reset at the start of each new month.
Nope! You can complete the challenges in any order you like. Each completed challenge moves you closer to unlocking the next level.
All stablecoin rewards are paid in $USBC. For example, if you earn rewards on $USDC, $RLUSD, or $PYUSD, they’ll be converted into $USBC at a 1:1 ratio for payout.
Yes, rewards reset at the end of every month. You’ll need to complete the challenges again to keep enjoying the perks.
It’s easy! Just log in, fund your account with at least $50, and make a trade of $50 or more to start earning rewards. It’s a simple way to boost your earnings while diving into crypto.
u003cspan style=u0022font-weight: 400;u0022u003eMost US residents can, except those in New York, Texas, Illinois, or US overseas territories. You need to be 18 or older and meet a few other eligibility criteria.u003c/spanu003e
u003cspan style=u0022font-weight: 400;u0022u003eThe interest is generated through a US cash-sweep program where your funds are deposited into interest-bearing accounts at various banks.u003c/spanu003e