The 9% rate referenced is not guaranteed and subject to change as new offers are placed. Democratized Prime uses a Dutch auction method for its borrowers/lenders. There is an inherent risk due to interest rate volatility in a Dutch auction interest rates in the auction may rise rapidly. At the time of acceptance, your loan may be filled with a different or higher interest rate than offered at the time of selection. The interest rate is only fixed at the time of loan approval and not at the time of loan acceptance.
Information on yield rates for respective competitors obtained from competitor websites as of July 9, 2025. This information on this comparison is for educational purposes only, and is not intended to be a substitute for specific individualized tax, legal, or planning advice. Rates from those providers are not controlled by Figure Markets and are subject to change without notice to Figure Markets. For more information on how rates are calculated with these providers, please visit their websites for more information.
![Derive.xyz Review [year]: Pros, Cons, & Features](/_next/image/?url=https%3A%2F%2Fmilkroad.b-cdn.net%2F44261ba69489a001102bcac0e139b457e70fdfa0-1400x786.png%3Fw%3D600&w=3840&q=75)