Pay Less To Borrow, Keep More Of Your Bitcoin
When you’re borrowing against your Bitcoin, swapping between $BTC and USD(C) currency probably isn’t top of mind.
But $BTC <-> USD(C) swaps are often a much bigger part of that process than you’d think – and that comes with swap fees.
Swapping some $BTC for USD(C) is inevitable, whether you’re repaying in bitcoin, using your loan to increase your $BTC exposure, or in the worst-case scenario, getting liquidated.
So when it comes to those fees, every fraction of a percent matters.
That’s why Ledn just made a move that puts them ahead of the pack:
As of October 6, 2025, Ledn has dropped all trade spreads from 1.75% down to just 0.50% across every $BTC transaction.
That means for $10,000 in swaps, you’ll pay just $50 in trade spreads, rather than $175 – a pretty huge difference.
No fine print – just one transparent rate for everyone.
You Keep More Bitcoin
At a 0.50% spread, the math speaks for itself:
- On a $100,000 trade, Ledn clients now pay $500 total.
- On the other hand, other lenders and exchanges charge anywhere from $800 to $1,900 – often with extra fees or memberships tacked on.
That means you keep up to 1.40% more bitcoin in your pocket every trade, plus around 0.20% in savings compared to most bitcoin-focused platforms.
Whether you’re trading, borrowing, or repaying a loan, those smaller spreads add up fast – especially for Ledn B2X users, who can now own more bitcoin from day one.
(For those who don’t know, B2X is Ledn’s one-click way to double your Bitcoin holdings using your current $BTC as leverage).
Even if a liquidation ever happens, Ledn keeps things fair with the same low 0.50% spread instead of jacking up rates when you’re most vulnerable.
It’s one consistent price – no matter your position size, volume, or the market conditions.
Transparent, Simple, and Built for Bitcoin
Ledn’s new model is designed to be completely clear and fair, for all users.
What you see is what you get.
There aren’t any hidden minimums, subscriptions, early-repayment or liquidation penalties – just a flat 0.50% trade spread across the board.
Here’s how those spreads make every part of the experience better:
- Trading $BTC/$USDC: Buy or sell bitcoin at just 0.50% spread. No hidden fees, no surprise markups.
- Using B2X: Get more bitcoin exposure from day one, with less lost to spreads.
- Loan Repayments: When repaying a loan with $BTC, you sell less of your $BTC collateral to settle up, taking advantage of 0.50% spreads.
- Liquidations: Should liquidation ever be necessary, Ledn applies the same 0.50% spread – there’s no penalty pricing.
Ledn’s challenge to clients is simple: Don’t just trust them. Verify it yourself against their competitors.
$9B Loaned, $0 Lost
The best part of it all is Ledn’s track record, which has been built on years of consistency and trust.
Since 2018, Ledn’s issued over $9 billion in bitcoin-backed loans and hasn’t lost a single satoshi of client assets – even through some of the wildest moments in crypto.
Their systems have been independently audited (SOC 2 Type 2 certified), and they run regular proof-of-reserves checks so clients can see their assets are right where they should be.
It’s that mix of transparency, security, and consistency that makes the “borrow with confidence” line actually mean something.
Bitcoin Lending Done Right
Ledn’s pricing overhaul brings everything full circle:
- Flat 0.50% spreads on all trades and loan actions
- No extra fees or penalties
- Same rates for everyone, regardless of volume
- Global access across 100+ countries
It’s the premium bitcoin-backed loan-management experience – without the premium price tag or complexity.
So whether you’re borrowing against your $BTC holdings, using B2X to double exposure, or repaying a loan, you’re doing it on a system designed to keep more bitcoin in your hands.
Ready to See the Difference?
There’s never been a better way to borrow against your $BTC.
The numbers are simple…
A $100K trade on Ledn costs $500. On most other platforms, it’s $800 to $1,900, plus extras.
Ledn gives you cheaper fees and a flawless track record – what else could you need?
Try Ledn today:
This article is sponsored by 21 Technologies Inc. and/or its subsidiaries (“Ledn”) and is for general information, discussion, or educational purposes only and is not to be construed or relied upon as constituting legal, financial, investment, accounting, tax, estate-planning, or other professional advice or recommendation. Please read Ledn’s full Risk Disclosure Statement and Disclaimers.